Are You Insured When You Rent a Car in Albuquerque?Are you insured when you rent a car
in Albuquerque? If you have ever been in a situation where you were a victim of theft, vandalism or even a hit and run, you know how important it is to be properly insured. And if you are thinking about renting a car in Albuquerque, don't forget to check the insurance required by the rental company.
It is vital that you know what your options are for renting a car in Albuquerque. The majority of drivers are under the mistaken impression that they are covered. This means that you should always check and make sure that you are not getting trapped in an insufferable and expensive scam.
Make sure that the rental company has the right tow truck available to you. It would be really nice if you could park your car in the 'waiting area' and let them come to pick it up. But, if you get stuck in an accident in New Mexico, you want to be able to get home safely.
Make sure that you have the proper auto insurance. Many rental companies will require that you provide them with a copy of your driver's license before they will allow you to rent a car. If you have lost your driver's license because of a DUI conviction
, you may want to consider adding an additional policy that includes an uninsured motorist clause.
Some people do not realize that they need to have at least minimum liability auto insurance when they rent a car in Albuquerque. This is because people often do not consider that this coverage is actually part of their homeowners' policy. They assume that it is just another element of their bill. And this can cause you trouble in a court of law.
You will be able to rent a car without renters insurance if you make sure that the rental company you are dealing with offers optional renter's insurance. The law says that you cannot be charged a higher rate for this insurance than what you would be charged for your homeowners insurance. In many cases, this can be a major savings.
If you don't have renter's insurance, do yourself a favor and look into getting one. Many of the insurance companies that offer car rentals have some pretty reasonable discounts if you insure your car in addition to renting it. It is never a bad idea to get two separate policies to make sure that your car is fully protected.
You can be sure that your auto insurance will cover you in the event that you are a victim of theft or vandalism if you have renter's insurance. This type of coverage will also provide you with coverage if you are in an accident in which you are at fault.
It is important to have this type of insurance on hand whenever you rent a car.When you are looking at taking out insurance for the rental company, make sure that you are talking with a reputable company.
Most rental companies operate by giving you a certain amount per day in advance, and sometimes, this is the only insurance coverage you will get. If this is the case, you should be sure that you understand exactly what they are offering and if you need more coverage.
The rental company may require that you have a security system installed in your car. In order to get around this, you can request a satellite navigation system from the rental company and use it instead. This will make sure that you are getting your information as quickly as possible, and it will protect you from any confusion.
If you are familiar with the rental company and how they operate, you may be able to rent a car without a security system by simply asking for a gate password. You can then use the same kind of computer that they provide you to access your insurance policy online. and print out your receipt for your new insurance policy.
Whether you are renting a car in Albuquerque or anywhere else, be sure that you take the time to make sure that you are properly insured and that you know exactly what you are getting into before you leave the house.